We are seeking an experienced and commercially astute Money Laundering Reporting Officer (MLRO) to take full ownership of the AML/CFT framework within a leading Company Service Provider and Trustee firm.
This is a pivotal, high-visibility role at the core of the business. You will act as a key control function – shaping the firm’s risk posture, advising the Board of Directors / Management, and ensuring robust compliance with MFSA and FIAU requirements. The position offers direct engagement with regulators and the opportunity to influence governance, risk management, and decision-making at Board level.
The Role
You will assume end-to-end responsibility for AML/CFT oversight, including:
- Acting as the MLRO, with full ownership of the firm’s AML/CFT framework, controls, and internal reporting.
- Overseeing client onboarding approvals, including risk assessments, CDD/EDD, and complex structure reviews.
- Leading the monitoring and investigation of client activity, including the submission of Suspicious Activity Reports (SARs).
- Maintaining and enhancing key risk assessments, including Business, Jurisdiction, and Sanctions Risk frameworks.
- Acting as the primary point of contact with the MFSA and FIAU, and leading regulatory engagement, inspections, and audits.
- Preparing and presenting AML/CFT reporting to senior management and the Board.
- Providing practical, commercially sound guidance to internal stakeholders on regulatory requirements.
- Driving AML/CFT training initiatives and embedding a strong, compliance-led culture across the organisation.
- Updating the Company’s Business Risk Assessment; completing and submitting the Company’s Risk Evaluation Questionnaire.
- Staying ahead of regulatory developments, including FATF, EU directives, and evolving sanctions regimes.
- Providing ongoing training to company employees.
The Profile
- Minimum 5 years’ experience in an MLRO or senior AML/CFT role within a regulated environment.
- MFSA-approved (PQD) with strong working knowledge of Maltese AML/CFT legislation and FIAU Implementing Procedures.
- In possession of a valid work permit.
- Experience within corporate services, financial services, or similar regulated sectors.
- Strong technical expertise in financial crime risk, with the ability to assess complex client structures.
- Commercially aware, with the ability to balance regulatory requirements and business objectives.
- Confident communicator, capable of engaging effectively with senior management, Boards, and regulators.
- High level of integrity, independence, and professional judgement.
Why This Role
- A true key person role with direct influence on the firm’s risk and compliance strategy.
- High level of autonomy and ownership, with Board-level exposure.
- Opportunity to operate within a dynamic, regulated environment where your input has tangible impact.
Send your CV to hrteam@fincotrust.com.